Rental Property Insurance
Rental Property Insurance in RI, CT & MA | Adams Insurance
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Serving
RI, CT, & MA
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Local
Experts
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Trusted
Since 1997
Rental Property Insurance Near Me
Protect Your Rental Property Investment
Owning rental property is a valuable investment, and protecting it starts with the right insurance. Whether you own a single-family rental, multi-family property, apartment building, office space, or commercial investment property, rental property insurance helps safeguard your buildings, income, and financial future.
Family-owned and trusted since 1997 in the industry
Customized coverage for landlords & investment properties
Protection for buildings, liability, and rental income
Direct access to knowledgeable local agents
Serving Rhode Island, Connecticut, & Massachusetts
Rental Property Insurance Coverages
Insurance Designed for Property Owners
Every rental property is different, which is why we take the time to understand your investment before recommending coverage. Whether you’re renting residential homes, managing apartment buildings, or owning commercial real estate, we’ll help build a policy that fits your property’s unique needs.
Property Insurance
Protect your rental home, apartment building, office, or commercial property from covered damage.
Landlord Liability Insurance
Help protect yourself against claims involving tenant or visitor injuries on your property.
Loss of Rental Income
Coverage that helps replace lost rental income if your property becomes temporarily uninhabitable after a covered loss.
Business Property Coverage
Protect appliances, maintenance equipment, furnishings, and other landlord-owned property.
Equipment Breakdown Coverage
Coverage for mechanical systems such as HVAC equipment, boilers, and other covered systems.
Commercial Umbrella Insurance
Extend your liability protection beyond your primary insurance policy.
25+ Years protecting Rhode Island families & businesses
Why Choose Adams Insurance?
As a family-owned agency serving Rhode Island, Connecticut, and Massachusetts since 1997, we understand the responsibilities that come with owning investment properties. We provide personalized insurance solutions that help landlords protect their buildings, rental income, and long-term investments.
What You Can Expect
- Family-owned and trusted since 1997
- Customized coverage for landlords and property owners
- Competitive commercial insurance options
- Protection for buildings, liability, and rental income
- Direct access to knowledgeable local agents
- Serving Rhode Island, Connecticut, and Massachusetts
Our Simple Process
At Adams Insurance, we provide customized rental property insurance solutions for landlords and property owners throughout Rhode Island, Connecticut, and Massachusetts. We’ll help you find coverage designed to protect your property, rental income, and liability while giving you confidence in your investment.
Review Your Property
We’ll learn about your rental property, tenants, and investment goals.
Customize Your Coverage
Our team builds an insurance policy designed around your property and budget.
Protect Your Investment
Move forward with confidence knowing your rental property is protected against unexpected risks.
Property Owners We Protect
Our rental property insurance solutions are ideal for:
- Single-Family Rental Homes
- Multi-Family Properties
- Apartment Buildings
- Duplexes & Triplexes
- Condominium Rentals
- Office Buildings
- Commercial Investment Properties
- Mixed-Use Buildings
- Property Management Companies
- Real Estate Investors
- Vacation Rental Owners
- Landlords
Frequently Asked Questions
Rental property insurance, also known as landlord insurance, helps protect residential and commercial rental properties from covered damage, liability claims, and certain losses of rental income.
Yes. Homeowners insurance is designed for owner-occupied homes, while rental property insurance is specifically designed for landlords and investment properties.
Coverage may include the building, landlord liability, loss of rental income, business property, equipment breakdown, and other protections based on your policy.
No. Tenant belongings are generally covered by the tenant’s renters insurance policy, not the landlord’s insurance.
Yes. Many landlord insurance policies include loss of rental income coverage if your property cannot be rented because of a covered claim.
Absolutely. We can help insure one property or an entire portfolio of residential or commercial investment properties.
Yes. Liability coverage helps protect landlords if a tenant or visitor is injured on the property and you’re found legally responsible.
The cost depends on the property’s location, size, age, occupancy, value, and the coverage options you choose. We’ll provide a customized quote based on your investment.
Yes. Adams Insurance provides coverage for commercial buildings, office spaces, retail properties, mixed-use buildings, and other investment properties.
For more than 25 years, Adams Insurance has helped landlords and property owners protect their investments with customized insurance solutions, responsive service, and direct access to experienced local agents.
Protect Your Investment Property Today
Whether you own one rental home or a portfolio of investment properties, Adams Insurance can help you find the right coverage to protect your buildings, rental income, and long-term financial goals.
Request a free Rental Property Insurance quote today