FAQs

Adams Insurance provides a full range of commercial and personal insurance solutions, including business insurance, homeowners insurance, auto insurance, contractor insurance, landscaping insurance, farm and equine insurance, rental property insurance, winery insurance, life insurance, disability insurance, and annuities for clients throughout Rhode Island, Connecticut, and Massachusetts.

Yes. We specialize in commercial and small business insurance for companies of all sizes. Whether you own a startup, retail store, office, service business, or growing company, we’ll help customize coverage that protects your business, employees, property, equipment, and vehicles.

We work with a variety of industries, including:

• Contractors
• Landscaping companies
• Farms & equine operations
• Wineries & vineyards
• Rental property owners
• Small businesses
• Professional service providers
• Homeowners and families

Commercial insurance can include General Liability, Commercial Property, Business Owners Policies (BOP), Commercial Auto, Workers’ Compensation, Business Income Protection, Cyber Liability, Umbrella Insurance, and more. We’ll recommend coverage based on your business and industry.

Yes. Adams Insurance specializes in farm and equine insurance, providing protection for barns, livestock, machinery, equipment, residences, liability, and agricultural operations throughout New England.

Absolutely. We provide specialized contractor insurance and landscaping insurance that can include liability coverage, tools and equipment protection, commercial vehicles, workers’ compensation, and inland marine coverage.

Our personal insurance solutions include:

• Homeowners Insurance
• Auto Insurance
• Condo Insurance
• Renters Insurance
• Umbrella Insurance
• Life Insurance
• Disability Insurance
  Annuities

In many cases, bundling your homeowners and auto insurance can simplify your coverage and may qualify you for additional discounts. We’ll review your needs and help determine the best option for you.

Yes. We provide life insurance, disability insurance, and annuity solutions designed to help protect your family’s financial future while supporting your long-term retirement goals.

We proudly serve clients throughout:

• Rhode Island
• Connecticut
• Massachusetts

Our office is located in Exeter, Rhode Island, but we assist clients throughout the region.

As a family-owned agency serving the community since 1997, we believe insurance should be personal. We take the time to understand your needs, explain your options, and build customized insurance solutions backed by responsive service and direct access to experienced local agents.

Getting started is easy. Simply complete our online quote form or contact our team to discuss your insurance needs. We’ll review your situation, answer your questions, and recommend coverage tailored to your home, business, farm, or family.

The amount of business insurance you need depends on your industry, number of employees, property, vehicles, equipment, and level of risk. Our team will evaluate your business and recommend coverage that fits your operation without paying for unnecessary protection.

Yes. We offer policy reviews to help determine whether your current coverage still meets your needs. As your business grows or life changes, we’ll recommend updates to help keep you properly protected.

Adams Insurance combines over 25 years of experience with personalized service, direct communication, and local expertise. We focus on building long-term relationships and creating customized insurance solutions for businesses, farms, contractors, and families across Rhode Island, Connecticut, and Massachusetts.