Family-Owned • Serving RI, CT & MA Since 1997

About Adams Insurance

Local people. Personal service.
Insurance you can count on.

Personalized Insurance

Why Clients Choose Adams Insurance

At Adams Insurance, we believe insurance should feel personal. When you’re protecting your business, farm, home, vehicles, or family’s future, you deserve an agency that takes the time to understand your needs and help you find coverage that truly fits your life.

Family-owned and operated

More than 25 years of experience

Specialized expertise in all industries

Direct communication with your agents

Local service throughout RI, CT & MA

About Adams Insurance

Trusted Insurance Solutions for RI, CT & MA

Homeowners Insurance

Protect your home, belongings, and personal liability with coverage tailored to your property and lifestyle.

Auto Insurance

Stay protected on the road with customized coverage for your vehicles, passengers, and financial security.

Umbrella Insurance

Add extra liability protection beyond your existing insurance policies.

For more than 25 years, Adams Insurance has helped individuals, families, contractors, farms, and business owners protect what matters most. As a family-owned insurance agency based in Exeter, Rhode Island, we believe insurance should be personal, straightforward, and built around your unique needs.

Whether you’re protecting your business, home, vehicles, farm, or planning for your family’s future, our experienced team takes the time to understand your goals and recommend coverage designed specifically for you. We proudly serve clients throughout Rhode Island, Connecticut, and Massachusetts with responsive service, trusted advice, and long-term relationships.

insurance coverage for commercial personal needs in ri ma ct 011

25+ Years protecting Rhode Island families & businesses

Our Story

Founded in 1997 by Earl Adams, Adams Insurance was built on the belief that every client deserves honest advice and personalized service. Growing up on the family farm gave Earl firsthand experience with the challenges facing farmers, contractors, and local business owners, creating a foundation of industry knowledge that continues to guide the agency today.

Today, the next generation continues that tradition. Together, Earl and Milan Adams remain committed to building lasting relationships while helping clients protect their businesses, homes, families, and financial futures.

Insurance Solutions for Every Stage of Life

Whether you’re launching a business, buying your first home, expanding your farm, or planning for retirement, Adams Insurance offers comprehensive insurance solutions designed to grow with you.

Commercial Insurance

Protect your business, employees, vehicles, equipment, and property with customized commercial insurance solutions.

Personal Insurance

Safeguard your home, vehicles, valuables, and personal liability with coverage tailored to your lifestyle.

Contractor & Landscaping Insurance

Coverage designed for contractors, landscapers, tradespeople, and construction professionals.

Life Insurance & Annuities

Help secure your family’s future and build long-term financial confidence with life insurance and retirement planning solutions.

Let's Protect What Matters Most

Whether you’re looking for commercial insurance, homeowners insurance, farm coverage, life insurance, or retirement planning, our team is here to help. Let us build a customized insurance plan that protects your business, your family, and your future.